• Foreclosure Numbers Today Aren’t Like 2008

    Foreclosure Numbers Today Aren’t Like 2008,Isaiah Votaw

    If you've been keeping up with the news lately, you've probably come across headlines talking about the increase in foreclosures in today’s housing market. This may have left you with some uncertainty, especially if you're considering buying a home. It’s important to understand the context of these

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  • Owning Your Home Helps You Build Wealth

    Owning Your Home Helps You Build Wealth,Isaiah Votaw

    You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time. Homeownership Builds

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  • Explaining Today’s Mortgage Rates

    Explaining Today’s Mortgage Rates,Isaiah Votaw

      If you’re following mortgage rates because you know they impact your borrowing costs, you may be wondering what the future holds for them. Unfortunately, there’s no easy way to answer that question because mortgage rates are notoriously hard to forecast.   But, there’s one thing that’s historicall

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  • Homebuyers Are Getting Used to the New Normal

    Homebuyers Are Getting Used to the New Normal,Isaiah Votaw

    Before you decide to sell your house, it’s important to know what you can expect in the current housing market. One positive trend right now is homebuyers are adapting to today’s mortgage rates and getting used to them as the new normal. To better understand what’s been happening with mortgage rates

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  • Home Prices are Rebounding

    Home Prices are Rebounding,Isaiah Votaw

    If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or not the worst is yet to come. That’s because today’s headlines are painting an unnecessarily negative picture. If we take a year-over-year view, home prices did drop some, but th

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  • Low Housing Inventory Is a Sweet Spot for Sellers [INFOGRAPHIC]

    Low Housing Inventory Is a Sweet Spot for Sellers [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Today’s housing inventory is still well below more normal years. This low inventory is why homes that are priced right are still selling quickly and seeing multiple offers. If you want to sell your house, now is a great time because inventory is still low. Let’s connect to start the 

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  • Renting or Selling Your House: What's the Best Move?

    Renting or Selling Your House: What's the Best Move?,Isaiah Votaw

    If you’re a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and they’re an investment that’s gained popularity in recent years. While

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  • Momentum Is Building for New Home Construction

    Momentum Is Building for New Home Construction,Isaiah Votaw

    If you’re in the process of looking for a home today, you know the supply of homes for sale is low because you’re feeling the impact of having a limited pool of options. And, if your biggest hurdle right now is that you’re having trouble finding something you like, don’t forget that a newly built ho

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  • Reasons Your Home May Not Be Selling

    Reasons Your Home May Not Be Selling,Isaiah Votaw

    When it comes to selling your house, you want three things: to sell it for the most money you can, to do it in a certain amount of time, and to do all of that with the fewest hassles. And, while the current housing market is generally favorable to sellers due to today’s limited housing supply, there

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  • The Benefits of Downsizing for Homeowners [INFOGRAPHIC]

    The Benefits of Downsizing for Homeowners [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Downsizing is a popular choice for homeowners when they retire or when their needs change, but with inflation still high, it’s also a way to reduce costs. Downsizing could help cut down on your expenses and your equity can fuel your move. If you’re thinking about moving to a smaller

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  • Today’s Housing Inventory Is a Sweet Spot for Sellers

    Today’s Housing Inventory Is a Sweet Spot for Sellers,Isaiah Votaw

    One of the biggest challenges in the housing market right now is how few homes there are for sale compared to the number of people who want to buy them. To help emphasize just how limited housing inventory still is, let’s take a look at the latest information on active listings, or homes for sale in

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  • Two Questions To Ask Yourself if You’re Considering Buying a Home

    Two Questions To Ask Yourself if You’re Considering Buying a Home,Isaiah Votaw

    If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing

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  • Evaluating Your Wants and Needs as a Homebuyer Matters More Today

    Evaluating Your Wants and Needs as a Homebuyer Matters More Today,Isaiah Votaw

    When it comes to buying a home, especially with today’s affordability challenges, you’ll want to be strategic. Mortgage rates impact how much it costs to borrow money for your home loan. And, to help offset the higher borrowing costs today, some homebuyers are taking a close look at their wish list

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  • Key Reasons To Use a Real Estate Agent When You Sell [INFOGRAPHIC]

    Key Reasons To Use a Real Estate Agent When You Sell [INFOGRAPHIC],Isaiah Votaw

    Some Highlights An agent is a really important part of selling your home because they bring a lot of skill and expertise to the sales process. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in

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  • Lending Standards Are Not Like They Were Leading Up to the Crash

    Lending Standards Are Not Like They Were Leading Up to the Crash,Isaiah Votaw

    You might be worried we’re heading for a housing crash, but there are many reasons why this housing market isn’t like the one we saw in 2008. One of which is how lending standards are different today. Here’s a look at the data to help prove it.  Every month, the Mortgage Bankers Association (MBA) re

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  • The True Cost of Selling Your House on Your Own

    The True Cost of Selling Your House on Your Own,Isaiah Votaw

    Selling your house is no simple task. While some homeowners opt to sell their homes on their own, known as a FSBO (For Sale by Owner), they often encounter various challenges without the guidance of a real estate agent. If you’re currently considering selling your house on your own, here’s what you

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  • Homeownership Helps Protect You from Inflation [INFOGRAPHIC]

    Homeownership Helps Protect You from Inflation [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Wondering if it makes sense to buy a home today even when inflation is high? When other costs go up due to inflation, buying a home helps you keep your monthly housing expense steady. Rents typically increase with inflation. Maybe that’s why, according to a recent survey, 65.1% of la

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  • What Homebuyers Need To Know About Credit Scores

    What Homebuyers Need To Know About Credit Scores,Isaiah Votaw

    If you’re thinking about buying a home, you should know your credit score’s a critical piece of the puzzle when it comes to qualifying for a home loan. Lenders review your credit to assess your ability to make payments on time, to pay back debts, and more. It’s also a factor that helps determine you

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  • Saving for a Down Payment? Here’s What You Need To Know.

    Saving for a Down Payment? Here’s What You Need To Know.,Isaiah Votaw

    If you're planning to buy your first home, then you're probably focused on saving for all the costs involved in such a big purchase. One of the expenses that may be at the top of your mind is your down payment. If you’re intimidated by how much you need to save for that, it may be because you believ

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  • How Owning a Home Grows Your Wealth with Time [INFOGRAPHIC]

    How Owning a Home Grows Your Wealth with Time [INFOGRAPHIC],Isaiah Votaw

    Some Highlights If you’re thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership. Over time, homeownership allows you to build equity. On average, nationwide home prices appreciated by 290.2% over the last 32 years. That means your net worth can grow signif

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