• Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC]

    Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC],Isaiah Votaw

      Some Highlights In today's housing market, you can still come out on top if you have the right team and plan. To win when buying a home, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. Let’s connect today to make your winnin

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  • Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC]

    Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Home affordability depends on three factors: mortgage rates, home prices, and wages. Mortgage rates are down from their recent peak, home prices are expected to rise at a slower pace, and wages are increasing faster than usual. That’s good news if you want to buy a home because

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  • Are More Homeowners Selling as Mortgage Rates Come Down?

    Are More Homeowners Selling as Mortgage Rates Come Down?,Isaiah Votaw

      If you’re looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But there’s another way this benefits you – it may inspire more homeowners to put their houses up for sale. The Mortgage Rate Lock-In Effect Over the past year, one facto

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  • Key Terms Every Homebuyer Should Learn [INFOGRAPHIC]

    Key Terms Every Homebuyer Should Learn [INFOGRAPHIC],Isaiah Votaw

      Some Highlights Buying a home is a big deal and can feel especially complicated if you don't know the terms used during the process. If you want to become a homeowner this year, it's a good idea to learn these key housing terms and understand how they relate to the current housing market. That

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  • 3 Key Factors Affecting Home Affordability

    3 Key Factors Affecting Home Affordability,Isaiah Votaw

    Over the past year, a lot of people have been talking about housing affordability and how tight it’s gotten. But just recently, there’s been a little bit of relief on that front. Mortgage rates have gone down since their most recent peak in October. But there’s more to being able to afford a home

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  • Homeownership Is Still at the Heart of the American Dream

    Homeownership Is Still at the Heart of the American Dream,Isaiah Votaw

    Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live – it offers a sense of belonging, stability, and freedom. According to Nicole Bachaud, Senior Economist at Zillow: “The American Dream

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  • Avoid These Common Mistakes After Applying for a Mortgage

    Avoid These Common Mistakes After Applying for a Mortgage,Isaiah Votaw

      If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of t

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  • Ways Your Home Equity Can Help You Reach Your Goals

    Ways Your Home Equity Can Help You Reach Your Goals,Isaiah Votaw

      If you’ve owned your house for at least a couple of years, there’s something you’re going to want to know more about – and that’s home equity. If you’re not familiar with that term, Freddie Mac defines it like this: “. . . your home’s equity is the difference between how much your home is worth a

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  • What Lower Mortgage Rates Mean for Your Purchasing Power

    What Lower Mortgage Rates Mean for Your Purchasing Power,Isaiah Votaw

    If you want to buy a home, it's important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph

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  • Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC]

    Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Planning to buy a home in 2024? Here’s what to focus on. Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you. Let’s connect so you have expert advice on how to achieve your homebuying goals this year.

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  • Why Pre-Approval Is Your Homebuying Game Changer

    Why Pre-Approval Is Your Homebuying Game Changer,Isaiah Votaw

    If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essen

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  • Thinking About Buying a Home? Ask Yourself These Questions

    Thinking About Buying a Home? Ask Yourself These Questions,Isaiah Votaw

      If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and

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  • What You Need To Know About Saving for a Home in 2024

    What You Need To Know About Saving for a Home in 2024,Isaiah Votaw

    If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professio

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  • Get Ready To Buy a Home by Improving Your Credit Score

    Get Ready To Buy a Home by Improving Your Credit Score,Isaiah Votaw

    As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to

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  • These Non-Financial Benefits Turn a House into a Happy Home

    These Non-Financial Benefits Turn a House into a Happy Home,Isaiah Votaw

      There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are too. Here’s why. The word home truly mean

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  • Down Payment Assistance Programs Can Help Pave the Way to Homeownership

    Down Payment Assistance Programs Can Help Pave the Way to Homeownership,Isaiah Votaw

    If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you

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  • The Perfect Home Could Be the One You Perfect After Buying

    The Perfect Home Could Be the One You Perfect After Buying,Isaiah Votaw

    There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to ov

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  • Your Homebuying Adventure [INFOGRAPHIC]

    Your Homebuying Adventure [INFOGRAPHIC],Isaiah Votaw

      Some Highlights Here are the key milestones you’ll encounter on your path to homeownership.  From building your team, to house hunting, all the way to moving into your new home – it’s an exciting adventure. Your journey starts here. Let’s connect so you have expert guidance each step of the way

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  • Are the Top 3 Housing Market Questions on Your Mind?

    Are the Top 3 Housing Market Questions on Your Mind?,Isaiah Votaw

      When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something totally different on the news, and read something on social media that contradicts both of those thoughts. And, if yo

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  • Is Wall Street Buying Up All the Homes in America?

    Is Wall Street Buying Up All the Homes in America?,Isaiah Votaw

      If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing

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