• Why Buying Now May Be Worth It in the Long Run

    Why Buying Now May Be Worth It in the Long Run,Isaiah Votaw

    Should you buy a home now or should you wait? That’s a question a lot of people have these days. And while what’s right for you is going to depend on a lot of different factors, here’s something you’ll want to consider as you make your decision. As soon as you buy, you’ll start gaining equity. And

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  • Builders Are Building Smaller Homes

    Builders Are Building Smaller Homes,Isaiah Votaw

    There’s no arguing it, affordability is still tight. And if you’re trying to buy a home, that may mean you need to look at smaller houses to find one that’s still in your budget. But there is a silver lining: builders are focused on building these smaller homes right now and they’re offering ince

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  • The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC]

    The First Step: Getting Pre-Approved for a Mortgage [INFOGRAPHIC],Isaiah Votaw

    Some Highlights If you’re looking to buy a home in 2024, getting pre-approved is a key piece of the puzzle. Mortgage pre-approval means a lender checks your finances and decides how much you’re qualified to borrow. As more buyers re-enter the market, it’ll help you make a strong offer that stan

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  • The Truth About Down Payments

    The Truth About Down Payments,Isaiah Votaw

    If you’re planning to buy your first home, saving up for all the costs involved can feel daunting, especially when it comes to the down payment. That might be because you’ve heard you need to save 20% of the home’s price to put down. Well, that isn’t necessarily the case. Unless specified by your

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  • Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC]

    Achieve Your Dream of Homeownership with Condos and Townhomes [INFOGRAPHIC],Isaiah Votaw

    Some Highlights If you’re trying to buy a home but are having a hard time finding something in your budget, here’s something that can help: consider condos and townhomes. They may better fit your budget, can help you start building equity, and tend to require minimal upkeep and less maintenance.

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  • Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC]

    Winning Plays for Buying a Home in Today’s Market [INFOGRAPHIC],Isaiah Votaw

      Some Highlights In today's housing market, you can still come out on top if you have the right team and plan. To win when buying a home, you need to build your team, make strategic plays, consider what’s in and out of bounds, and stand out from the crowd. Let’s connect today to make your winnin

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  • Why Pre-Approval Is Even More Important This Year

    Why Pre-Approval Is Even More Important This Year,Isaiah Votaw

      On the road to becoming a homeowner? If so, you may have heard the term pre-approval get tossed around. Let’s break down what it is and why it’s important if you’re looking to buy a home in 2024. What Pre-Approval Is As part of the homebuying process, your lender will look at your finances to fig

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  • Foreclosure Activity Is Still Lower than the Norm

    Foreclosure Activity Is Still Lower than the Norm,Isaiah Votaw

    Have you seen headlines talking about the increase in foreclosures in today’s housing market? If so, they may leave you feeling a bit uneasy about what’s ahead. But remember, these clickbait titles don’t always give you the full story. The truth is, if you compare the current numbers with what usua

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  • Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC]

    Why It’s More Affordable To Buy a Home This Year [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Home affordability depends on three factors: mortgage rates, home prices, and wages. Mortgage rates are down from their recent peak, home prices are expected to rise at a slower pace, and wages are increasing faster than usual. That’s good news if you want to buy a home because

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  • Key Terms Every Homebuyer Should Learn [INFOGRAPHIC]

    Key Terms Every Homebuyer Should Learn [INFOGRAPHIC],Isaiah Votaw

      Some Highlights Buying a home is a big deal and can feel especially complicated if you don't know the terms used during the process. If you want to become a homeowner this year, it's a good idea to learn these key housing terms and understand how they relate to the current housing market. That

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  • Homeownership Is Still at the Heart of the American Dream

    Homeownership Is Still at the Heart of the American Dream,Isaiah Votaw

    Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live – it offers a sense of belonging, stability, and freedom. According to Nicole Bachaud, Senior Economist at Zillow: “The American Dream

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  • The Dramatic Impact of Homeownership on Net Worth

    The Dramatic Impact of Homeownership on Net Worth,Isaiah Votaw

      If you're trying to decide whether to rent or buy a home this year, here's a powerful insight that could give you the clarity and confidence you need to make your decision. Every three years, the Federal Reserve releases the Survey of Consumer Finances (SCF), which compares net worth for homeowne

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  • Avoid These Common Mistakes After Applying for a Mortgage

    Avoid These Common Mistakes After Applying for a Mortgage,Isaiah Votaw

      If you’re getting ready to buy a home, it’s exciting to jump a few steps ahead and think about moving in and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Here’s a list of t

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  • What Lower Mortgage Rates Mean for Your Purchasing Power

    What Lower Mortgage Rates Mean for Your Purchasing Power,Isaiah Votaw

    If you want to buy a home, it's important to know how mortgage rates impact what you can afford and how much you’ll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under 7%, according to Freddie Mac (see graph

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  • Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC]

    Achieving Your Homebuying Dreams in 2024 [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Planning to buy a home in 2024? Here’s what to focus on. Improve your credit score, plan for your down payment, get pre-approved, and decide what’s most important to you. Let’s connect so you have expert advice on how to achieve your homebuying goals this year.

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  • Why Pre-Approval Is Your Homebuying Game Changer

    Why Pre-Approval Is Your Homebuying Game Changer,Isaiah Votaw

    If you’re thinking about buying a home, pre-approval is a crucial part of the process you definitely don’t want to skip. So, before you start picturing yourself in your new living room or dining on your future all-season patio, be sure you’re working with a trusted lender to prioritize this essen

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  • Thinking About Buying a Home? Ask Yourself These Questions

    Thinking About Buying a Home? Ask Yourself These Questions,Isaiah Votaw

      If you’re thinking of buying a home this year, you’re probably paying closer attention than normal to the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, the list goes on and

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  • What You Need To Know About Saving for a Home in 2024

    What You Need To Know About Saving for a Home in 2024,Isaiah Votaw

    If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professio

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  • Get Ready To Buy a Home by Improving Your Credit Score

    Get Ready To Buy a Home by Improving Your Credit Score,Isaiah Votaw

    As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to

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  • These Non-Financial Benefits Turn a House into a Happy Home

    These Non-Financial Benefits Turn a House into a Happy Home,Isaiah Votaw

      There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are too. Here’s why. The word home truly mean

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