• Your Needs Matter More Than Today’s Mortgage Rates

    Your Needs Matter More Than Today’s Mortgage Rates,Isaiah Votaw

    If you’re thinking about selling your house right now, chances are it’s because something in your life has changed. And, while things like mortgage rates are a key part of your decision on what you’ll buy next, it’s important to not lose sight of the reason you want to make a change in the first pla

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  • Are Home Prices Going Up or Down? That Depends…

    Are Home Prices Going Up or Down? That Depends…,Isaiah Votaw

    Media coverage about what’s happening with home prices can be confusing. A large part of that is due to the type of data being used and what they’re choosing to draw attention to. For home prices, there are two different methods used to compare home prices over different time periods: year-over-year

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  • Real Estate Is Still Considered the Best Long-Term Investment

    Real Estate Is Still Considered the Best Long-Term Investment,Isaiah Votaw

    With all the headlines circulating about home prices and rising mortgage rates, you may wonder if it still makes sense to invest in homeownership right now. A recent poll from Gallup shows the answer is yes. In fact, real estate was voted the best long-term investment for the 11th consecutive year,

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  • Why Buyers Need an Expert Agent by Their Side

    Why Buyers Need an Expert Agent by Their Side,Isaiah Votaw

    The process of buying a home can feel a bit intimidating, even under normal circumstances. But today's market is still anything but normal. There continues to be a very limited number of homes for sale, and that’s creating bidding wars and driving home prices back up as buyers compete over the avail

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  • Homeowners Have Incredible Equity To Leverage Right Now

    Homeowners Have Incredible Equity To Leverage Right Now,Isaiah Votaw

    Even though home prices have moderated over the last year, many homeowners still have an incredible amount of equity. But what is equity? In the simplest terms, equity is the difference between the market value of your home and the amount you owe on your mortgage. The National Association of Realtor

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  • Ways To Overcome Affordability Challenges in Today’s Housing Market [INFOGRAPHIC]

    Ways To Overcome Affordability Challenges in Today’s Housing Market [INFOGRAPHIC],Isaiah Votaw

    Some Highlights With so few homes on the market right now, widening the scope of your search to include nearby areas could help you find more options in your budget. You can also work with a trusted lender to consider alternative financing options and search for down payment assistance. If you’ve be

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  • The Three Factors Affecting Home Affordability Today

    The Three Factors Affecting Home Affordability Today,Isaiah Votaw

    There’s been a lot of focus on higher mortgage rates and how they’re creating affordability challenges for today’s homebuyers. It’s true that rates climbed dramatically since the record-low we saw during the pandemic. But home affordability is based on more than just mortgage rates – it’s determined

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  • The Power of Pre-Approval

    The Power of Pre-Approval,Isaiah Votaw

    If you’re buying a home this spring, today’s housing market can feel like a challenge. With so few homes on the market right now, plus higher mortgage rates, it’s essential to have a firm grasp on your homebuying budget. You’ll also need a sense of determination to find the right house and act quick

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  • Why You May Want an Energy-Efficient Home [INFOGRAPHIC]

    Why You May Want an Energy-Efficient Home [INFOGRAPHIC],Isaiah Votaw

    Some Highlights Since inflation is increasing the cost of goods and services, it may make sense to look for an energy-efficient home. Energy prices have increased over the last year, so look for energy-efficient features in your home search. If you’re looking to buy a home this year, let’s connect s

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  • Think Twice Before Waiting for Lower Home Prices

    Think Twice Before Waiting for Lower Home Prices,Isaiah Votaw

    As the housing market continues to change, you may be wondering where it’ll go from here. One factor you’re probably thinking about is home prices, which have come down a bit since they peaked last June. And you’ve likely heard something in the news or on social media about a price crash on the hori

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  • Your Tax Refund Can Help You Achieve Your Homebuying Goals

    Your Tax Refund Can Help You Achieve Your Homebuying Goals,Isaiah Votaw

    Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses. SmartAsset estimates the average American

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  • Trying To Buy a Home? Hang in There.

    Trying To Buy a Home? Hang in There.,Isaiah Votaw

    We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s market that give you good reason to stick w

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  • Facts About Closing Costs [INFOGRAPHIC]

    Facts About Closing Costs [INFOGRAPHIC],Isaiah Votaw

    Some Highlights If you’re thinking about buying a home, be sure to plan for closing costs. Closing costs are typically 2% to 5% of the total purchase price of a home, and they can include things like government recording costs, appraisal fees, and more. Let’s connect so I can answer your questions a

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  • Why Buying a Home Is a Sound Decision

    Why Buying a Home Is a Sound Decision,Isaiah Votaw

    If you’re thinking about buying a home, you want to know the decision will be a good one. And for many, that means thinking about what home prices are projected to do in the coming years and how that could impact your investment. This year, we aren’t seeing home prices fall dramatically. As the year

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  • What Buyer Activity Tells Us About the Housing Market

    What Buyer Activity Tells Us About the Housing Market,Isaiah Votaw

    Though the housing market is no longer experiencing the frenzy of a year ago, buyers are showing their interest in purchasing a home. According to U.S. News: “Housing markets have cooled slightly, but demand hasn’t disappeared, and in many places remains strong largely due to the shortage of homes o

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  • Balancing Your Wants and Needs as a Homebuyer This Spring

    Balancing Your Wants and Needs as a Homebuyer This Spring,Isaiah Votaw

    Though there are more homes for sale now than there were at this time last year, there’s still an undersupply with fewer houses available than in more normal, pre-pandemic years. The Monthly Housing Market Trends Report from realtor.com puts it this way:  “While the number of homes for sale is incre

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  • An Expert Gives You Clarity in Today’s Housing Market

    An Expert Gives You Clarity in Today’s Housing Market,Isaiah Votaw

    The housing market has been going through shifts lately. That’s why it’s so important to work with an industry professional who can be your guide throughout the process. A real estate expert uses their knowledge of what’s really happening with home prices, housing supply, expert projections, and mor

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  • Leverage Your Equity When You Sell Your House

    Leverage Your Equity When You Sell Your House,Isaiah Votaw

    One of the benefits of being a homeowner is that you build equity over time. By selling your house, that equity can be used toward purchasing your next home. But before you can put it to use, you should understand exactly what equity is and how it grows. Bankrate explains it like this: “Home equity

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  • Could a Multigenerational Home Be the Right Fit for You?

    Could a Multigenerational Home Be the Right Fit for You?,Isaiah Votaw

    During the pandemic, many of us reexamined the meaning of home for ourselves and our loved ones. Today, that can be seen in the recent rise in multigenerational households. According to Jessica Lautz, Deputy Chief Economist and Vice President of Economic Research at the National Association of Realt

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  • Is It Really Better To Rent Than To Own a Home Right Now?

    Is It Really Better To Rent Than To Own a Home Right Now?,Isaiah Votaw

    You may have seen reports in the news recently saying it’s better to rent right now than it is to own your home. But before you let that impact your decisions, you should understand what these claims are based on. A lot of the time, these reports are assuming things that aren’t realistic for the ave

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