• Gen Z: The Next Generation Is Making Moves in the Housing Market

    Gen Z: The Next Generation Is Making Moves in the Housing Market,Isaiah Votaw

    Generation Z (Gen Z) is eager to put down their own roots and achieve financial independence. As a result, they’re turning to homeownership. According to the latest Home Buyers and Sellers Generational Trends Report from the National Association of Realtors (NAR), 30% of Gen Z buyers transitioned s

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  • Why You Need a True Expert in Today’s Housing Market

    Why You Need a True Expert in Today’s Housing Market,Isaiah Votaw

    The housing market continues to shift and change, and in a fast-moving landscape like we’re in right now, it’s more important than ever to have a trusted real estate agent on your side. Whether you’re buying your first home or selling once again, it’s mission critical to work with an expert who can

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  • Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages

    Why You Don’t Need To Fear the Return of Adjustable-Rate Mortgages,Isaiah Votaw

    If you remember the housing crash back in 2008, you may recall just how popular adjustable-rate mortgages (ARMs) were back then. And after years of being virtually nonexistent, more people are once again using ARMs when buying a home. Let’s break down why that’s happening and why this isn’t cause f

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  • Why Median Home Sales Price Is Confusing Right Now

    Why Median Home Sales Price Is Confusing Right Now,Isaiah Votaw

    The National Association of Realtors (NAR) is set to release its most recent Existing Home Sales (EHS) report tomorrow. This monthly release provides information on the volume of sales and price trends for homes that have previously been owned. In the upcoming release, it’ll likely say home prices 

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  • Don’t Expect a Flood of Foreclosures

    Don’t Expect a Flood of Foreclosures,Isaiah Votaw

    The rising cost of just about everything from groceries to gas right now is leading to speculation that more people won’t be able to afford their mortgage payments. And that’s creating concern that a lot of foreclosures are on the horizon. While it’s true that foreclosure filings have gone up a bit

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  • Where Are People Moving Today and Why?

    Where Are People Moving Today and Why?,Isaiah Votaw

    Plenty of people are still moving these days. And if you’re thinking of making a move yourself, you may be considering the inventory and affordability challenges in the housing market and wondering what you can do to help offset those. A new report from Gravy Analytics provides insight into where p

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  • The Value of an Agent When Buying Your New Construction Home

    The Value of an Agent When Buying Your New Construction Home,Isaiah Votaw

    Buying a new construction home can be an exciting experience. From being the very first owner, to customizing your home’s features, there are a lot of benefits. But navigating the complexities of buying a home that’s under construction can also be a bit overwhelming. This is where a skilled real es

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  • Four Ways You Can Use Your Home Equity

    Four Ways You Can Use Your Home Equity,Isaiah Votaw

    If you’re a homeowner, odds are your equity has grown significantly over the last few years. Equity builds over time as home values grow and as you pay down your home loan. And, since home prices skyrocketed during the ‘unicorn’ years, you’ve likely gained more than you think. According to the late

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  • How Inflation Affects Mortgage Rates

    How Inflation Affects Mortgage Rates,Isaiah Votaw

    When you read about the housing market in the news, you might see something about a recent decision made by the Federal Reserve (the Fed). But how does this decision affect you and your plans to buy a home? Here's what you need to know. The Fed is trying hard to reduce inflation. And even though th

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  • How To Know If You’re Ready to Buy a Home

    How To Know If You’re Ready to Buy a Home,Isaiah Votaw

    If you’re trying to decide if you’re ready to buy a home, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates and home prices, the limited supply of homes for sale, and more. And, you’re juggling how all of those things will impact the choice you’ll make

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  • Sellers: Don’t Let These Two Things Hold You Back

    Sellers: Don’t Let These Two Things Hold You Back,Isaiah Votaw

    Many homeowners thinking about selling have two key things holding them back. That’s feeling locked in by today’s higher mortgage rates and worrying they won’t be able to find something to buy while supply is so low. Let’s dive into each challenge and give you some helpful advice on how to overcome

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  • Tips for Making Your Best Offer on a Home

    Tips for Making Your Best Offer on a Home,Isaiah Votaw

    While the wild ride that was the ‘unicorn’ years of housing is behind us, today’s market is still competitive in many areas because the supply of homes for sale is still low. If you’re looking to buy a home this season, know that the peak frenzy of bidding wars is in the rearview mirror, but you ma

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  • Don’t Fall for the Next Shocking Headlines About Home Prices

    Don’t Fall for the Next Shocking Headlines About Home Prices,Isaiah Votaw

    If you’re thinking of buying or selling a home, one of the biggest questions you have right now is probably: what’s happening with home prices? And it’s no surprise you don’t have the clarity you need on that topic. Part of the issue is how headlines are talking about prices. They’re basing their n

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  • Owning Your Home Helps You Build Wealth

    Owning Your Home Helps You Build Wealth,Isaiah Votaw

    You may have heard some people say it’s better to rent than buy a home right now. But, even today, there are lots of good reasons to become a homeowner. One of them is that owning a home is typically viewed as a good long-term investment that helps your net worth grow over time. Homeownership Build

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  • Home Prices are Rebounding

    Home Prices are Rebounding,Isaiah Votaw

    If you’re following the news today, you may feel a bit unsure about what’s happening with home prices and fear whether or not the worst is yet to come. That’s because today’s headlines are painting an unnecessarily negative picture. If we take a year-over-year view, home prices did drop some, but t

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  • Two Questions To Ask Yourself if You’re Considering Buying a Home

    Two Questions To Ask Yourself if You’re Considering Buying a Home,Isaiah Votaw

    If you’re thinking of buying a home, chances are you’re paying attention to just about everything you hear about the housing market. And you’re getting your information from a variety of channels: the news, social media, your real estate agent, conversations with friends and loved ones, overhearing

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  • Why Buying a Home Makes More Sense Than Renting Today

    Why Buying a Home Makes More Sense Than Renting Today,Isaiah Votaw

    Wondering if you should continue renting or if you should buy a home this year? If so, consider this. Rental affordability is still a challenge and has been for years. That’s because, historically, rents trend up over time. Data from the Census shows rents have been climbing pretty steadily since 1

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  • The Biggest Piece of Advice I Give First-Time Home Buyers!

    The Biggest Piece of Advice I Give First-Time Home Buyers!,Isaiah Votaw

    As a first-time homebuyer, you may feel overwhelmed by the process of buying a house. With so many things to consider, it's essential to get the right advice to make informed decisions. One piece of advice that often comes up is to save for a 20% down payment to avoid private mortgage insurance (PM

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  • Your Tax Refund Can Help You Achieve Your Homebuying Goals

    Your Tax Refund Can Help You Achieve Your Homebuying Goals,Isaiah Votaw

    Have you been saving up to buy a home this year? If so, you know there are a variety of expenses involved – from your down payment to closing costs. But there’s good news – your tax refund can help you achieve your goals by paying for some of these expenses. SmartAsset estimates the average America

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  • Trying To Buy a Home? Hang in There.

    Trying To Buy a Home? Hang in There.,Isaiah Votaw

    We’re still in a sellers’ market. And if you’re looking to buy a home, that means you’re likely facing some unique challenges, like difficulty finding a home and volatile mortgage rates. But keep in mind, there are some benefits to being a buyer in today’s market that give you good reason to stick

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