• The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC]

    The Benefits of Working With an Agent When You Sell Your House [INFOGRAPHIC],Isaiah Votaw

      Some Highlights When it comes to selling your house, the expertise of a trusted real estate agent can make a big difference. They’ll explain what’s happening today, what that means for you, and how to price and market your house. They’re also skilled negotiators and well versed in the contracts

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  • What You Need To Know About Saving for a Home in 2024

    What You Need To Know About Saving for a Home in 2024,Isaiah Votaw

    If you’re planning to buy a home, knowing what to budget for and how to save may sound intimidating – but it doesn’t have to be. One way to ease those concerns is to make sure you understand some of the costs you may encounter up front. And to do that, always turn to trusted real estate professio

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  • Retiring Soon? Why Moving Might Be the Perfect Next Step

    Retiring Soon? Why Moving Might Be the Perfect Next Step,Isaiah Votaw

      If you’re thinking about retirement or have already retired this year, it’s a good time to consider if your current house is still a good fit for the next chapter in your life. Fortunately, you may be in a better position to make a move than you realize. Here are a few things to think about as yo

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  • Get Ready To Buy a Home by Improving Your Credit Score

    Get Ready To Buy a Home by Improving Your Credit Score,Isaiah Votaw

    As the new year approaches, the idea of buying a home might be on your mind. It’s an exciting goal to set, and it's never too early to start laying the groundwork. One crucial step to prepare for homeownership is building a solid credit score. Lenders review your credit to assess your ability to

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  • These Non-Financial Benefits Turn a House into a Happy Home

    These Non-Financial Benefits Turn a House into a Happy Home,Isaiah Votaw

      There’s no denying the long-term financial benefits of owning a home, but today’s housing market may have you wondering if now’s still the time to buy. While the financial aspects of homeownership are important, the non-financial and emotional reasons are too. Here’s why. The word home truly mean

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  • Get Your House Ready To Sell This Winter [INFOGRAPHIC]

    Get Your House Ready To Sell This Winter [INFOGRAPHIC],Isaiah Votaw

      Some Highlights As you get ready to sell your house, there are a few things you should add to your to-do list to make it inviting and boost curb appeal. To name just a couple, it’s a good idea to declutter, take down personal photos and items, touch up any scuffs on the walls, and tidy up your

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  • Sell Smarter: Why Working with a Real Estate Agent May Beat Going Solo

    Sell Smarter: Why Working with a Real Estate Agent May Beat Going Solo,Isaiah Votaw

      If you're thinking about selling your house on your own, called “For Sale by Owner” or FSBO, there are some important things to consider. Going this route means taking on a lot of responsibilities by yourself – and that can be a bit of a headache. A recent report from the National Association of

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  • Why Mortgage Rates Could Continue To Decline

    Why Mortgage Rates Could Continue To Decline,Isaiah Votaw

      When you read about the housing market, you’ll probably come across some information about inflation or recent decisions made by the Federal Reserve (the Fed). But how do those two things impact you and your homebuying plans? Here's what you need to know. The Federal Funds Rate Hikes Have Stalled

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  • Expert Quotes on the 2024 Housing Market Forecast

    Expert Quotes on the 2024 Housing Market Forecast,Isaiah Votaw

    If you’re thinking about buying or selling a home soon, you probably want to know what you can expect from the housing market in 2024. In 2023, higher mortgage rates, confusion over home price headlines, and a lack of homes for sale created some challenges for buyers and sellers looking to make a

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  • Why Now Is Still a Great Time To Sell Your House

    Why Now Is Still a Great Time To Sell Your House,Isaiah Votaw

      If you were worried buyer demand disappeared when mortgage rates went up, the data shows there are plenty of interested buyers still out there. The housing market isn't as frenzied as it was during the ‘unicorn’ years when buyer demand was through the roof, mortgage rates were historically low, a

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  • What You Need To Know About Down Payments [INFOGRAPHIC]

    What You Need To Know About Down Payments [INFOGRAPHIC],Isaiah Votaw

      Some Highlights If you want to buy a home, you may not need as much for your down payment as you think. There are various loan options for qualified buyers with down payments as low as 3.5% or even no down payment requirement. There are also thousands of programs available to help homebuyers wi

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  • If Your House Hasn’t Sold Yet, It May Be Overpriced

    If Your House Hasn’t Sold Yet, It May Be Overpriced,Isaiah Votaw

    Has your house been sitting on the market a while without selling? If so, you should know that’s pretty unusual, especially right now. That’s because the supply of homes available for sale is still far lower than what we’d see in a normal year. That means buyers have fewer options than they usual

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  • The Surprising Trend in the Number of Homes Coming onto the Market

    The Surprising Trend in the Number of Homes Coming onto the Market,Isaiah Votaw

    If you're thinking about moving, it's important to know what's happening in the housing market. Here's an update on the supply of homes currently for sale. Whether you're buying or selling, the number of homes in your area is something you should pay attention to. In the housing market, there are

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  • Down Payment Assistance Programs Can Help Pave the Way to Homeownership

    Down Payment Assistance Programs Can Help Pave the Way to Homeownership,Isaiah Votaw

    If you’re looking to buy a home, your down payment doesn’t have to be a big hurdle. According to the National Association of Realtors (NAR), 38% of first-time homebuyers find saving for a down payment the most challenging step. But the reality is, you probably don’t need to put down as much as you

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  • The Perfect Home Could Be the One You Perfect After Buying

    The Perfect Home Could Be the One You Perfect After Buying,Isaiah Votaw

    There’s no denying mortgage rates and home prices are higher now than they were last year and that’s impacting what you can afford. At the same time, there are still fewer homes available for sale than the norm. These are two of the biggest hurdles buyers are facing today. But there are ways to ov

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  • Your Homebuying Adventure [INFOGRAPHIC]

    Your Homebuying Adventure [INFOGRAPHIC],Isaiah Votaw

      Some Highlights Here are the key milestones you’ll encounter on your path to homeownership.  From building your team, to house hunting, all the way to moving into your new home – it’s an exciting adventure. Your journey starts here. Let’s connect so you have expert guidance each step of the way

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  • New San Diego Loan Limit Increase: Great News for Buyers and Sellers in the Housing Market!

    New San Diego Loan Limit Increase: Great News for Buyers and Sellers in the Housing Market!,Isaiah Votaw

      Exciting news for both buyers and sellers in the San Diego housing market—there's been a significant increase in the conforming loan limit, climbing by approximately $40,000 to reach $766,500. This uptick carries immense importance as it expands the pool of funds borrowers can access, allowing t

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  • Are the Top 3 Housing Market Questions on Your Mind?

    Are the Top 3 Housing Market Questions on Your Mind?,Isaiah Votaw

      When it comes to what’s happening in the housing market, there’s a lot of confusion going around right now. You may hear one thing in conversation with your friends, see something totally different on the news, and read something on social media that contradicts both of those thoughts. And, if yo

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  • Is Wall Street Buying Up All the Homes in America?

    Is Wall Street Buying Up All the Homes in America?,Isaiah Votaw

      If you’re thinking about buying a home, you may find yourself interested in the latest real estate headlines so you can have a pulse on all of the things that could impact your decision. If that’s the case, you’ve probably heard mention of investors, and wondered how they’re impacting the housing

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  • Home Prices Still Growing – Just at a More Normal Pace

    Home Prices Still Growing – Just at a More Normal Pace,Isaiah Votaw

      If you’re feeling a bit muddy on what’s happening with home prices, that’s no surprise. Some people are still saying prices are falling, even though data proves otherwise. Part of that misconception is because people are getting their information from unreliable sources. But it’s also coming fro

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